.bk-sf {
  background: #F7F4EF;
  padding: 64px 0;
}

.bk-sf__container {
  max-width: 1160px;
  margin: 0 auto;
  padding: 0 24px;
}

.bk-sf__header {
  text-align: center;
  margin-bottom: 40px;
}

.bk-sf__subtitle {
  display: block;
  font-family: 'Inter', sans-serif;
  font-size: 12px;
  font-weight: 600;
  letter-spacing: .1em;
  text-transform: uppercase;
  color: #0E7C7B;
  margin-bottom: 12px;
}

.bk-sf__title {
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-size: clamp(26px, 4vw, 42px);
  font-weight: 700;
  color: #0B1F3A;
  margin: 0;
}

.bk-sf__grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 16px;
}

.bk-sf__card {
  background: #fff;
  border-radius: 12px;
  padding: 24px;
  border: 1px solid #F3F4F6;
  position: relative;
  overflow: hidden;
}

.bk-sf__emoji {
  font-size: 28px;
  margin-bottom: 12px;
}

.bk-sf__item-title {
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-size: 16px;
  color: #0B1F3A;
  margin: 0 0 8px 0;
}

.bk-sf__item-desc {
  font-size: 13px;
  color: #6B7280;
  line-height: 1.65;
  font-family: 'Inter', sans-serif;
  margin: 0;
}

@media(max-width: 768px) {
  .bk-sf__grid {
    grid-template-columns: repeat(2, 1fr) !important;
  }
}

@media(max-width: 480px) {
  .bk-sf__grid {
    grid-template-columns: 1fr !important;
  }
}